Mortgage answers

What is a Truth-in-Lending disclosure for certain mortgage loans?

My mortgage lender told me it was exempt from mortgage servicing rules. Is this true?

Does my mortgage servicer have to help me avoid foreclosure?

What is arbitration and how does it affect my mortgage loan?

I got a letter from my mortgage servicer about my application for help to prevent foreclosure of my mortgage. Can you help me understand some of the terms?

What documents should I receive before closing on a mortgage loan?

What is the most important thing for me to do when I get my closing papers?

Do auto and homeowners insurance companies share my information about claims?

What do I do if the terms of my mortgage loan at closing are not what I was promised beforehand?

What do I do if the rate or fees are different on my Closing Disclosure than they were on my Loan Estimate?

I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn't meet the qualifications for help. Can I appeal?

I received notice of an upcoming rate change on my adjustable-rate mortgage (ARM). Why did I receive this and what should I do now?

What fees or charges are paid when closing on a mortgage and who pays them?

How long will it take before I’ll face foreclosure if I can’t make my mortgage payments? What is the foreclosure timeline?

At the mortgage loan closing, do I have to sign if I don't like the terms?

What happens after I complete an application to determine my options to avoid foreclosure?

How long after foreclosure starts will I have to leave my home?

How do I dispute an error or request information about my mortgage?

Can I change my mind after I sign the loan closing documents for my second mortgage or refinance? What is the "right of rescission?"

How long do I have to rescind? When does the right of rescission start?

Why did I receive different valuations during the mortgage loan application process?

Can I ever waive my right to rescind on my mortgage loan?

My lender or broker never provided me with the notice of a right to rescind for a mortgage loan. What can I do?

Are there situations where I would not have a right of rescission?

Who should I expect to see at my mortgage closing?